Cursos / 1º Ciclo / Faculty of Economy and Business Management :: Business Management

CÁLCULO FINANCEIRO - 2021/2022

1º curricular year
Semestralidade: 2nd semester
ECTS: 6

Teachers

Leading Teacher: Prof. Doutora Adelaide Silva
Assistant Professor: Prof. Doutora Adelaide Silva

Class type and School hours

Orientação Tutorial : 1 Horas
Teórico-prática : 2 Horas

Teaching Language

Portuguese

Main Aims/Objectives

Allow students to apply analytical techniques for decision making and advice to credit and investment.

Specific Aims/Objectives

Students should be able to:
 identify the different funded schemes;
 Calculate interest rates, capital, periods and interest;
 solve practical problems on rents and loans;
 interpret results and communicate the information and decisions clearly.

Skills to be acquired

To acquire skills for joint application of various techniques for quantitative analysis of information, in order to obtain results that allow the decision-making support.

Teaching Procedures

Classes are theoretical and practical, are using a methodology exhibition for the presentation of the material, based on a methodology of work by the student in the application of case studies (starting with concrete situations of the business world / social economy) distributed for the purpose of consolidation of knowledge. Cumulatively, will be distributed small research tasks for students to develop outside the contact hours.

Programme

1. Introduction
1.1 - Basic concepts.
1.2 - Interest rate and discount rate.
1.3 - Current and cumulative value Value.

2 - capitalization schemes
2.1 - Simple interest scheme.
2.1.1 - capitalization schemes.
2.1.2 - Discount schemes.
2.1.3 - Nominal rates, effective, proportionate and equivalents.
2.1.4 - Commercial Letters.

3 - Income
3.1. - Concept and modalities.
3.2. - Income from constant terms.
3.2.1. Temporary entire incomes.
3.2.2. Temporary fractional incomes.
3.2.3. Perpetual income.
3.3. - Income from variable terms.
3.3.1. The change in arithmetic progression.
3.3.2. The range in Geometric Progression.
3.4. - Financial leasing.

4 - Repayment of loans
4.1. - Concept and modalities.
4.2. - Amortization of simple interest regime.
4.3. - Amortization of compound interest basis.

Evaluation Type

Two written tests and presence and attendance.

Teaching Resources

Work sheets.

Sustainability Objectives

Keywords

capitalization
interest
rents and loans.

Main Bibliography

Complementary Bibliography